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The money book you read together · Ages 5 to 13
The money book you read with your kid, side by side. Ages 5 to 13 in one book. Nobody ever taught you. This teaches you both, on the same page.
30-day money-back guaranteeFree shippingAges 5 to 13 in one book
One-time costNothing else required
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What your kid learns: saving, earning, cards and phone money, banks and interest, investing, debt, and spotting crypto scams. See all 13 levels
A parent’s public comment, TikTok, 2025. Real words from a parent, not a review of this book.
Here’s the thing nobody says out loud: you were never taught money either. Not at school. Not at home. Nobody sat you down and explained it, and now there’s a small person asking you questions you don’t have answers for.
That’s not a flaw in you. It’s a gap in what got handed down.
Your family’s money recipe was never written down. Nobody was lazy about it and nobody was cruel. It just never made it onto a card. And a gap can stop with you.
30-day money-back guaranteeFree shippingAges 5 to 13 in one book
How it works
Most money advice assumes a straight line: first you get good with money, then you teach it. Waiting until you’re “good with money” is why the conversation still hasn’t happened.
So we turned the line sideways. Parent and child go through the same idea at the same time. The book explains it to both of you at once: no money background needed, no preparing, no getting caught out.
And your only job takes one minute. At dinner, in the car, or at bedtime, you ask:
“Show me what you learned.”Your kid explains it back to you. That minute is the whole lesson landing, and it’s how you know it’s working, without you ever having to be the expert.
The book supplies the words. You read; you learn it too.
Coins, cups and paper from your kitchen. Alone or with you.
“Show me what you learned.” Then listen for a minute.
What’s inside every lesson
A short story with Cheddar the parrot and a picture of one money idea before the word ever shows up. A nearly empty kite jar before the word “save.”
One real-world money trap named per lesson, so your kid starts seeing the game before it’s played on them.
A 5-minute game using coins, cups and paper from your kitchen. Nothing to buy and no allowance needed: you make a simple Money kit and paper “Family bucks” once, and every game uses them. A solo way to play and a play-together way.
Real puzzles with the answers printed upside down, so your kid checks themselves before you have to.
The step where your child explains the lesson to you. This is where it sticks, and where you hear it landed.
Two plain sentences that explain the idea to you first, no background needed. Then the exact words to say, and one real question kids actually ask, with an answer you can use word for word. The Grown-up guide at the back even covers keeping your numbers private: “That number is grown-up business for now; here’s what it has to cover.”
What your kid will learn
Start with the one lesson you wish someone had taught you. Your kid earns a badge at the end of every level, and learns to spot one money trap by name.
One level at a time, in two short goes. Nobody does all 13 in a week.
Part One builds the basics: coins, choices and saving. Part Two goes further, into cards, investing and debt, when your kid is ready. Any level is a good place to start.
No jargon, no lectures, and you don’t need to be good with money to read it with them. The book teaches how money works. It never tells you what to buy, bank with or invest in.
What it’s worth
We’re not going to pretend this book is magic. We’re going to show you what families pay for these pieces separately, and then what we charge for all of it in one place.
Total if bought separately$200 and up
and the subscription never stops.
The part nobody sells separately, the words to say, written for a parent who was never taught, is the part this book leads with. Every lesson. In two plain sentences.
30-day money-back guaranteeOne-time costNothing else required
From parents like you
I’d been dreading the “how much is on your card?” question ever since my son asked it at the grocery store and I just froze. The book gives you a line for it: “I’d rather not share that, and here’s why.” That alone was worth it.
Tasha B. Verified buyer
Parent of a 7-year-old
I don’t know enough about money to teach my kids. I’ve said that out loud more than once. The Grown-up Corner gives me two sentences and the exact words to say, so I’m not making it up as I go.
Jessica M. Verified buyer
Parent of a 6-year-old
We did the first PLAY IT game at the kitchen table with coins and two cups. No printing, no shopping. Then I asked “Show me what you learned” and my son explained saving to me like he invented it.
Marcus T. Verified buyer
Parent of a 7-year-old
I was honestly worried we’d missed the window. We hadn’t. We read the Next Level part together and now she quizzes me at dinner. First money talk in our house that didn’t feel awkward.
Danielle R. Verified buyer
Parent of a 10-year-old
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Two age bands, one book
Your younger kid starts in Part One with coins, choices and saving. Your older kid goes on to Part Two: cards, banks, investing and debt. See all 13 levels
Most money products split by age and sell you two of them. A family with two kids buys once.
And if you’re wondering whether you’ve missed the window with an older kid: you haven’t. Some of this is easier at 6. Some of it only clicks at 12. The right age to start is the age your child is right now.
Before you decide
You don’t need to be an expert. The book teaches you as you read it aloud.
You’re the person who opens the book, not the source of all the answers. The book puts every idea into kid-sized words for you.
Start small. There’s very little you can get wrong.
A mistake with a few dollars is part of the lesson, for your kid and for you. This isn’t a silly question; lots of parents ask it. The goal isn’t a perfect lesson. It’s one that sticks, in small, safe doses.
The right age is the age your child is right now.
A 5-year-old starts with the simplest ideas: money is earned, things cost money, waiting can get you something better. Older kids can try a lesson out in real life the same week.
Agreed. It mostly doesn’t.
And when it does, it usually arrives in the teen years, long after habits start. A story at home fills the gap in a few minutes at bedtime.
Keep it. An app moves money; it doesn’t explain what money is.
The book gives the ideas, the app or the jars give the practice. No monthly fee, no family data shared.
Then this is built for you.
Everything the lessons need is in this one book, plus coins, cups and paper from your kitchen. No kit required, no app to subscribe to, no allowance required. One-time cost, free shipping, and it’s yours forever.
You don’t have to. Your part is one minute.
No binders, no charts, no rules to keep up with. Your kid can play the five-minute game alone, and your part is one question: “Show me what you learned.” A missed day is normal. You just pick it back up.
You’re right that doing matters. The book gives the doing a reason.
Kids who only watch see the spending, not the plan behind it. Every lesson has a doing part too: PLAY IT, a 5-minute game with coins, cups and paper from your kitchen.
A calm story is the opposite of stress.
Kids notice money whether anyone explains it or not. When nobody does, they fill the gap on their own. The book gives you both calm, simple words, so money becomes a normal thing to talk about.
You never have to share your numbers.
The book teaches ideas like earning, saving and choosing, not your salary. The Grown-up guide at the back even gives you the words: “That number is grown-up business for now; here’s what it has to cover.” Money can stay private and still be something you talk about.
30-day money-back guaranteeFree shippingAges 5 to 13 in one book
The guarantee
No hoops, no forms, no explaining yourself. Read it together, play one game, and see what happens at the dinner table. If it’s not working for your family, one email within 30 days gets your money back. That’s the whole process.
It covers how the book works for your family, never your kid’s results. There’s no test your child has to pass.
We can make this promise because the book asks nothing of you except one minute and five minutes. That’s the whole commitment.
Full terms: refund policy.
Price and shipping
Your order and receipt, from a real inbox you can reply to.
It lands in your inbox the second you check out.
Tracking comes by email.
Then ask: “Show me what you learned.”
30-day money-back guaranteeFree shippingAges 5 to 13 in one book
Secure checkout
4.6
★★★★★Based on 142 parent reviews
Nobody sat me down. I had to learn about it on my own, mostly by messing up. My son gets to learn it with me instead of alone, which is the whole reason I bought it.
Andre W. Verified buyer
Parent of an 8-year-old
Money was a taboo subject in my house. You just didn’t talk about it. This is the first thing that made it feel normal to bring up. We talk about it at dinner now, like it’s no big deal.
Megan C. Verified buyer
Parent of a 5- and a 9-year-old
Took me until my 30s to reverse the damage and figure it out on my own. Credit cards, the whole thing. My kid gets the easy version at 9, one game at a time. Wish this existed when I was little.
Carlos R. Verified buyer
Parent of a 9-year-old
I literally commented “can you teach me how to teach my kids” on a money video last year. This is that. It teaches me first, then I read it with her. No homework for me.
Brittany H. Verified buyer
Parent of a 6-year-old
I never knew where to start or how to explain any of it. You don’t have to. You open to the first lesson and the words are already written. We started the night it came.
Sam O. Verified buyer
Parent of a 7-year-old
I worried it would go over my 5-year-old’s head. It doesn’t. The pictures come before the words, and she gets it before I finish reading the page. Part One is perfect for little kids.
Hannah L. Verified buyer
Parent of a 5-year-old
FAQ
More questions? See the full FAQ or email support@babycents.com. A real person reads every email.
$44.95. Free shipping. Ships in 5 business days.
The money lessons you wish someone had given you, written down for the first time: for your kid, and quietly for you too.
30-day money-back guaranteeFree shippingAges 5 to 13 in one book
Secure checkout